Course curriculum

  • 1

    Introduction: Course Breakdown

    • Title Page

    • Abstract

    • Course Outlay

    • South Carolina Department of Insurance

  • 2

    Chapter 1.1: Insurance Regulation

    • Introduction to Chapter 1

    • Lesson 1.1 (A) License Qualifications

    • Lesson 1.1 (B) Types of Licenses

    • Producer (Resident) License

    • Non-Resident Producer License

    • Temporary Producer

    • Broker License

    • Lesson 1.1 (C) Maintenance and Duration

    • Reinstatement of License

    • Reporting of Actions

    • Continuing Education Requirements

    • Change of Address

    • Assumed Names

    • Lesson 1.1 (D) Disciplinary Actions

    • Cease and Desist Orders

    • Hearings

    • Penalties

    • Quiz Chapter 1.1: Insurance Regulation (Licensing)

  • 3

    Chapter 1.2: Insurance Regulation

    • Lesson 1.2 (A) Directors General Duties and Powers

    • Lesson 1.2 (B) Company Regulation

    • Certificate of Authority

    • Solvency

    • Rates

    • Policy Forms

    • Unfair Claims Settlement Practices

    • Examination of Books and Records

    • Appointment

    • Termination of Appointment

    • Lesson 1.2 (C) Producer Regulation

    • Blank Forms

    • Sharing Commissions

    • Representing an Unauthorized Insurer

    • Lesson 1.2 (D) Unfair and Prohibited Practices

    • Misrepresentation

    • False Advertising

    • Defamation

    • Boycott, Coercion, and Intimidation

    • False Financial Statements

    • Unfair Discrimination

    • Rebating

    • Twisting

    • Free Insurance

    • Prohibited Inducements

    • Lesson 1.2 (E) Insurance Fraud Act

    • Lesson 1.2 (F) Consumer Information Privacy

    • Lesson 1.2 (G) Fair Credit reporting Act

    • Lesson 1.2 (H) Fraud and False Statements

    • Quiz Chapter 1.2: Insurance Regulation

  • 4

    Chapter 2: General Insurance

    • Lesson 2.1 (A) Risk Management Key Terms

    • Lesson 2.1 (B) Methods of Handling Risk

    • Lesson 2.1 (C) Elements of Insurable Risk

    • Lesson 2.2 (B) Private vs. Government Insurers

    • Lesson 2.2 (C) Authorized vs. Unauthorized Insurers

    • Lesson 2.2 (D) Domestic, Foreign, and Alien Insurers

    • Lesson 2.2 (E) Marketing (Distribution) Systems

    • Lesson 2.3 (A) Insurer as Principal

    • Lesson 2.3 (B) Producer/Insurer Relationship

    • Lesson 2.3 (C) Authority and Power of Producers

    • Express Authority

    • Implied Authority

    • Implied Authority Video

    • Apparent Authority

    • Apparent Authority Video

    • Lesson 2.3 (D) Responsibilities to the Insured

    • Lesson 2.4 Elements of a Legal Contract

    • Offer and Acceptance

    • Consideration

    • Competent Parties

    • Legal Purpose

    • Lesson 2.4 (B) Distinct Characteristics of an Insurance Contract

    • Contract of Adhesion

    • Aleatory Contract

    • Personal Contract

    • Unilateral Contract

    • Conditional Contract

    • Ambiguities in a Contract of Adhesion

    • Reasonable Expectations

    • Indemnity

    • Utmost Good Faith

    • Representations/Misrepresentations

    • Warranties

    • Concealment

    • Fraud

    • Waiver and Estopppel

    • Quiz Chapter 2 : General insurance

  • 5

    Chapter 3: Surety Bonds

    • Lesson 3.1 Nature of Surety Bonds

    • Lesson 3.1 (A) Surety Bonds vs. Insurance

    • What is a Surety Bond?

    • Lesson 3.1 (B) Parties to a Surety Bond

    • Principal

    • Surety

    • Obligee

    • Obligor

    • Lesson 3.2 Types of Surety Bonds

    • Lesson 3.2 (A) Contract Bonds

    • Bid Bond

    • Performance Bond

    • Payment Bond

    • Maintenance Bond

    • Lesson 3.2 (B) Purpose of License and Permit Bonds

    • Types of License and Permit Bonds

    • Lesson 3.2 (C) Public Official Bond

    • Public Official: Statutory, Common Law, Voluntary

    • Individual, Name Schedule, and Position Schedule Bond

    • Lesson 3.2 (D) Judicial Bonds

    • Attachement Bond & Release Attachement Bond

    • Garnishment Bond

    • Replevin and Counter Replevin Bonds

    • Stay of Execution Bond

    • Bail Bond

    • Appeal bond

    • Cost Bond

    • Injunction and Dissolve Injunction Bonds

    • Discharge Mechanics Lean Bond

    • Lesson 3.2 (E) Fiduciary Bonds

    • Lesson 3.2 (F) Miscellaneous Bonds

    • Quiz Chapter 3: Surety Bonds

  • 6

    Chapter 4: Nature of Fidelity Bonds

    • Lesson 4.1 Nature of Fidelity Bonds

    • Lesson 4.1 (A) Insuring Agreement

    • Lesson 4.1 (B) Discovery vs. Loss Sustained Coverage

    • Lesson 4.1 (C) Bond Period

    • Lesson 4.1 (D) Discovery Period

    • Lesson 4.1 (E) Limit of liability

    • Lesson 4.1 (F) Termination of Coverage

    • Lesson 4.2 Employee Theft Coverage

    • Lesson 4.2 (A) Individual Bond

    • Lesson 4.2 (B) Blanket Bond

    • Lesson 4.2 (C) Schedule bonds (Name and Position)

    • Lesson 4.2 (D) Pension Plan, ERISA Compliance

    • Lesson 4.3 (A) Public Employee Dishonesty Bond

    • Quiz Chapter 4: Fidelity Bonds